Safe Money Matters is the JRT Foundation's free program for fraud prevention and financial literacy — friendly, easy-to-read tips for adults, seniors, teens, and families.
Explore Free ResourcesJRT Foundation is a 501(c)(3) nonprofit dedicated to public education in financial literacy and fraud prevention. Through our Safe Money Matters program, we publish free, easy-to-read content for everyone — adults, seniors, teens, and families — so people of every age can spot scams, understand basic financial concepts, and protect themselves and the people they love.
All content is free, publicly accessible, and educational in nature.
How to spot today's most common scams — from fake IRS texts and phishing emails to AI voice-clone calls and Medicare fraud. Practical red flags anyone can learn.
Simple, no-jargon guides to spending, saving, and managing money — useful at any life stage, whether you're just starting out or years into retirement.
How credit really works, how to build it, and how to avoid debt traps — for first-time card users, families managing balances, and seasoned borrowers alike.
Fundamentals of retirement saving, fixed income, and long-term planning — explained in plain language, without the financial-industry jargon.
Strong passwords, two-factor authentication, spotting fake websites and malware, and protecting your devices — the everyday habits that keep your money safe online.
Where to report fraud, how to file complaints, and which agencies can help — the FTC, FBI IC3, AARP, and more, clearly explained and easy to access.
JRT Foundation operates with complete transparency. Here is what we will never do:
Follow Safe Money Matters for free scam alerts, money tips, and digital-security reminders — written for adults, seniors, teens, and families.